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Charlie's Story - Managing Debt, Saving and Budgeting

Charlie's Story - Managing Debt, Saving and Budgeting

Now I am on benefits while I look for work, I am finding it difficult to do the things my friends want to do.

The guys are talking about going on our first lad's holiday but I am worried I won't be able to afford it and I can't ask my mum to pay.

I find money a really awkward thing to talk about and I don't want my friends to find out I might not be able to go because I can't afford it.

When I pop into town through the market some people are handing out leaflets and I take one to be polite.

It has a big piggy bank on the front and talks about saving for something. I shove it in my pocket till later.

When I am home and cleaning out my pockets I find the leaflet, it talks about saving and loans I don't really understand it if I'm honest.

Clevr Money

I Google Clevr Money and the first page on the website is showing how much you can borrow and that you can pay it back over time with very little interest.

I only need a small amount to pay for the flights which I have now and the rest I don't need yet because we pay for the hotel when we get there.

I filled the form in online to become a member and started by putting £5 in. Then each month putting £20 into my savings.

I haven't really noticed it coming out of my bank, I am just being a little smarter and cutting back on spending money on other things. It's a surprisingly good feeling to know I am saving for something and when it comes time to pay for it I do not need to worry.

The characters stories are based on real life events of individuals in Preston and the services that have helped them. 

Do you have a story to tell?

If you have a story or a personal challenge you have overcome or are currently facing and would like to share it with us, please email us on info@helpinpreston.com we'd love to hear from you. 

All stories and case studies will be made anonymous.

Clevr Money Credit Union

Clevr Money Credit Union

CLEVR Money is a not-for-profit savings and loans co-operative. Launched in Blackpool in 2009 as Blackpool Fylde and Wyre Credit Union soon quickly grew to incorporate Preston and other parts of Lancashire.
See more Go to Clevr Money Credit Union